Modern, microservices-based payment gateway platform with multi-tenant capabilities, real-time processing, and deep integrations with processors like CyberSource, Stripe, and Shopify. Built for processors, aggregators, SaaS platforms, and large merchants that need secure, compliant, and scalable payment infrastructure.
PGNext is a next-generation payment gateway with microservices architecture, tenant-aware configuration, and native support for major processors and e-commerce platforms. It provides one consolidated platform for payment processing, merchant management, and financial operations.
Manage platform providers, service providers, and merchants with secure isolation, white-label branding, and fine-grained role-based access control. Configure settings, connectors, routing rules, and fees per tenant to support diverse business models.
Provide separate views and portals for e-commerce-based merchants and administrators. Support full transaction lifecycle: 3D Secure 2.0 authentication, authorization, refunds, voids, credits, settlement, and reconciliation. Enable recurring and subscription-based transactions.
Integrate with CyberSource and Stripe using unified APIs. Configure routing strategies based on BIN, currency, TPDU, and other parameters.
Implement OAuth2/OIDC via an identity provider along with JWT-based authentication, RBAC, and optional multi-factor authentication. Use tokenization, TLS 1.3, PCI-DSS-aligned protection, GDPR-aligned data privacy, and detailed security logging and monitoring.
Automate daily settlement and fee calculation, updating merchant virtual accounts with real-time balances and payouts. Provide transaction, settlement, and merchant reports, along with real-time dashboards and export capabilities.
Offer a dedicated Shopify Payment App that onboards stores via OAuth and embeds a custom payment form into the checkout. Synchronize orders and payments using webhooks while routing transactions across CyberSource and Stripe seamlessly.
Deliver RESTful APIs with OpenAPI 3.0 definitions, SDKs, code examples, and integration guides for fast adoption. Deploy using containerization and cloud-native patterns with database clustering and event-driven processing via messaging infrastructure.
Manage multiple brands or client environments on a single gateway, each with its own fees, routes, and analytics, while sharing secure core infrastructure.
Gain access to modern payment methods, real-time confirmations, detailed analytics, and Shopify-native integration without the complexity of managing multiple processors.
Reduce integration and maintenance burden through clean APIs, strong observability, and scalable, cloud-ready deployment models.
Improve approval rates, optimize processing costs, and accelerate expansion into new markets and payment methods.
Contact our team to learn how PGNext can support your payment operations and infrastructure needs.